Think about disabilty.
Among the other things Sonny and I talked about was retirement planning.
I know that I can receive $1,500 a month on disability now.
Or I could wait for Social Security and get $800 at 62, or $1,500 at 70.
Lets do some math on that $1,500 disability!:
$1,500 a month x 12 = $18,000 a year.
Add on Food Stamps: $100 x 12 = $1,200 a year + $18,000 = $19,200 a year total.
I'd have to have invested $340,000 at 5% interest to equal a disabilty income of $19,000.
I'm not even going to mention taxation rules on disability.
But that's no all -- Medicaid kicks and the health insurance is free at a 0% deductable.
All health needs are free. I could go to the doctor to treat a cold!
Well, simply put, I can't get that period.
Insurance for me at 49 with preexisting conditions would cost $800 a month with a $5,000 deductable, and I pay 20% after the deductable is met.
In other words, $100,000 in health care would cost me $25,000.
For argument's sake, I'll use the $800 I would pay for crappy insurance. $800 x 12 = $9,600 a year.
I would have to have $192,000 a year invested at 5% to pay for crappier health insurance than Medicaide.
I should mention at this point, I can get Albuterol through the internet for $10 an inhaler. Through insurance, the pharmacist wants $80 an inhaler, so we in the United States have incredibly inflated prices on pharmaceutical goods.
$340,000 + $192,000 = $532,000
To equal the the benifits of those on disability I'd need $532,000 invested at 5%.
In other words, even when I was consulting making $140,000 a year, I never had a chance to retire early.
But I mentioned disability didn't I? How do you get that?
I know several people, one in Hawaii (ex-teacher,alcoholic), one in Sacramento (no occupation,panic attacks), that got on disability. You either get a social security lawyer or know the ropes, get a physicalogist referral, shift your assets if any, file the papers and BINGO, you've become the equivalent of a $500,000 retiree at 49. The girl in Hawaii gets free housing near the beach, and Hawaii even pays for auto insurance. Its not fair is it?
Now, a lot of people were raised not to think this way.
But who is smarter, the parents that taught their kids not to work the system and to work until their 70, or the people who are now working the system? Who had more free time to enjoy life?

Sonny, Becky and I ate a Joes Crab Shack
But never mind that...we got into descussion about free electrons, free protons and yada.....
But never mind that...We stumbled on this cool link about the creation of the universe!
PBS's interactive timeline of the universes creation.

Vacuumed the ductworks, ceiling fan, cleaned the air filter, washed the windows. Blew off the front and back porches. Cleaned and cloroxed the water softener's brine tank and resin bed. Refilled the brine tank with 240lbs of sodium nitrate. Cleaned the 60" TV screen (that's not as easy as it sounds) and realigned the guns. This place smells great.
Oddly enough, I tested my eyesight earlier today and my right eye stunk. Eight hours later, after airing out the house and working outside alot, it's back to being okay.

I did some researching into my failing eyesight and found this
Check out this link: Shows a variety of ailments
Check out this link: Serious Eye Exam
Check out this link too: Test Eye Memory
You'll be amazed at your results.

I feel clear finally. I can see much better. We slept good. It's been quite a while since I've felt this kind of energy. Yipee!
Back to my sick house...what is the problem here? I turned the heat down, its cool in here, but I feel good now. I got to thinking about my air conditioner and it's past. The heat exchanger has cracked twice in the past leaking loads of CO into the house. I'd that f'er cracked again. It must have a poor design to it.
Today, I'm going to install Carbon Monoxide Detectors, check the air conditioner heat exchange, check the exhaust for the water heater, and fix a small leak in my bathrooms skylight.
Becky's going to vacuum everything and dust everything.
We're both going to bleach the water softener system and recharge it.
So it should be a fun day!.

Now heres a frightening thought.
I'd never even thought of that. The roofers out here are crap. Two reroofs ago they tiled over a skylight. The last reroof, they sprayed on styrofoam. I wouldn't even be surprised if they blocked up my gas water heater vent. It's in the center of the house.
I you want a shabby roof job, get one in Vegas BTW.
I've had 5 roofs in 20 years. Not a very good average. And those guy, well, they do terrible work with little recourse to get back at them. They own nothing. They hire bums. Their bond is a joke. The Nevada State Commission fines them $120 for $200,000 of bad roofs with code violations. They pay and stay, or don't pay and open shop in Arizona for 5 years, then come back. It's a terribly bad deal for homeowners here.

It's not anything I thought it was. We've been hanging around the house for almost all of December and January. I went out today. After 3 hours, my throat's not sore, I don't ache, my heads almost all the way clear, and I'm not sweating. Sheesh.
My house has spores somewhere

Ever wonder if someday we'll refer to this country as "Los Estados Unidos de América" someday?
Maybe “Bring Me Your Tired, Your Poor, Your Criminals…” applies to this country.
But so does "Bring Me Your Business and We'll Create A Better World"
Immigration laws are changing all of the time. It's too bad the world's countries can't drop their borders and let this be a free world for all people. But, the United States is the most powerful country in the world. We can't share that, can we now?
Greed is the force that drives nature.

I have a story of creation and the end based on the constant decay of protons, but I'll save that for another day when I have more time.
Today may be a mountainous snow day for Becky and the kids.
I still feel like crap though. Becky and I didn't get to sleep until 5am this morning. We're sweating, got sore throats, and I've got a cloud in my head that won't go away.

Ida's thinking about starting a business called "The Happy Housekeeper"
Kind of catchy name don't you think? I like it!
If I don't start feeling better sometime in the next few months, I'm going on disability.
But if I do, I may go with that name. I've have a friend who'll teach me everything I need to know about the janitorial business in Las Vegas.
Once again, thanks Ida.

Temporin: A temporary cavity filler that I heard about from Ida
Thanks Ida! I knew it wasn't anebesol. I've got a cavity that bugs the heck out of me. You're an Angel Ida. I used some stuff before that lasted two weeks.
I'd like to have the stuff that the dentist uses. I'm sure its got to be cheaper than two visits totalling $400 for one tooth.

The dark void evolved into matter
Inorganic Matter evolved into Inoganic Systems.
Inorganic Systems evolved into Organic Systems (Life)
Life evolved into Self Aware Life (People)
People created Intelligent Inorganic Systems (Computers)
- Computers extracted energy from inorganic matter.
- Computers were repairable.
- They could be expanded and improved.
- They became so fault tolerant, they never died.
- Computers evolved to became self aware like us.
- Computers needed inorganic systems, not organic systems.
- People became extinct as computers took their rightful place in the evolution.
Universal Systems were created by Computers as they evolved.
The Universe was absorbed by these Universal Systems in a quest for greater expansion.
In the end, everything became a dark void.
Like our lives: From not-living, to living, to not-living.
We are part of a whole system of creation and destruction.
Nothing is created or destroyed. It just evolves.
Nature creates and destroys everything in its evolution.
All of this, everything, will be absorded then dissolved.
Or was the Big Bang the beginning of everything? LOL.
Hey, I can write fiction sometimes. Or is it fiction? I think it is the truth.

Hot Dangit!
I ate some cube steak. It stuck. That's twice this month. I'm lucky to get it down. The last time I couldn't, it cost $5,000 for surgery.
Sometimes, I think nature is cruel to let us grow old and frail, but I know somehow its in Gods plan.
I'm really sorry to hear my Dad is losing Lottie (his wife for twenty years).
She's going to a home that can care for her. She's Eighty. He's Eighty-Two. That seems to be a cruel reality of nature.

Becky, Skip and I were sitting in here. Becky and I were swetting up a storm. I'd sure like to know what's going on with our bodies. Wow.
Thankyou.

We should:
- move out of state
- get the health care we so desparately need
- get some money coming in
And we should do it in the next few months

Well, not really. But I know things have to change.
I helped Robert out with his truck.
I towed it, then paid for the Car Doctor to fix it. That was money I needed.
He wrecked the truck and wanted my help to get to work. I told him to find another way. I was hungover and wouldn't drive. I won't risk having a seizure on the road. Then he asked to borrow my truck. I said no. Somewhere along the way, someone told Grandmal that I'd been drinking.
Grandmal is going after Becky for child support
She kicks Becky out so she can live with the kids rent free. Steals Beckys last SS check. Then goes after Becky for child support, meaning Becky should move out of state. And she thinks she's teaching the kids good ways. Wonderful example!
I'm helping Skip get his act together
Any money I give him goes to alcohol or gambling. He is trying to find work though. But it'll cost me for him to find work.
I let David stay the night last night.
We watched movies, and got two large pizza's. He hit me up for money today.
I'm an alcoholic, and I need help
I don't want to die, but I will if I don't get help. My mind is going, I have a host of problems (carpal tunnel and hip pain). I can't afford health insurance. My mind needs to be retrained. I need insurance or to go on disability.
I'll be broke in two years
I wouldn't hire someone like me. People think I'm made of money because I have property. I earned everything I have. I'll end up homeless if things don't change. How many people can I help when nothing is coming in?
On the plus side
Becky loves me with all of her heart. It's mutual. Most of the people I know would be lucky to have love like ours.
Mikey has turned out to be one of the most honorable people I've ever known.
Sonny is totally trustworthy.
Skip when he gets his act together will overpay me everything that I've thrown his way.
I still have my integrety. I care, I help people, I do nice things for people every day. I'm a good person.
But I need help now or I'll die.
These are the days of my life.

Jimmy... Headhunters are a rare breed and very superstitious.
They'd just as much as anything submit everybody, qualified for a job or not, to a job opening and have the person interviewed and hired. But, they develop a certain level of experience to know certain things happen under certain job market conditions. If the market were really hot for jobs (they were plentyful), hiring managers at Kevin's clients would be begging for any sort of qualified candidate. But, as Kevin explained, a hiring manager, correct or not in doing so, only seems to want to see workers a bit more current. I ran into it when I was looking in 2001-2003 too. Like Don Catino who told me he wouldn't submit me to a job I was 100% qualified for, because I had only been out of work 20 months, while John Doe was out of work for 22 months. Like I cared!!!

I know you're right about my resume being inactive for 3 years. People are so picky.
Kevin saw my resume and thought that was a problem.
I wonder if brick layers get into trouble by taking some time off. ***SMILES***

Yea Mikey...I had a simular problem creating a dual boot c: drive
I wanted Windows 2000 server and Window98 to run on the same system. It was a real pain. I think when you do that, you get a file called boot.sys which you can edit, but it's risky.

Already, I've chatted with Allen Harmon (who's in Missouri).
Jeanette just called (who's in California).
David and Sonny came over yesterday, and my phone was ringing off the hook.
Jeanette worry's me. It's a strange time to call.
She talked to me like Rob did before he committed suicide.
That's a scary thought but they definitely have a purpose.

Life extensionist believe they can extend life multifold. They may take drugs on the following list: Life Extending Drugs
Life regeneratists believe that in 200 or more years, mankind will be able to revive the dead. I do! So they have themselves frozen.
I wonder if that's what ancient the Indians and Egyptians thougth during mummyfication
Makes since, if you believe our species will just keep getting more intelligent.
I've read that our life expency has increased:
By fewer baby deaths. That would throw off the average. I've also read that better meds are the reason too, but unless it's antibiotics, I'm not seeing much coming from science (VIOX, steriods,...). The general concensious is that life prolonging drugs have been found and not released to the public. HGH (Human Growth Hormone) would be my pick. It actually reverses aging.
My guess is nature has designed us to live 70 years.
Changing your diet, taking aspirins, doing drugs and working out don't really change our life styles that much. Those different things aren't cumulitive. In other words, you quit smoking (adds 6 years to your life span), quit drinking (5 years). Together, they don't increase your lifespan 11 years. Dieting and exercise don't seem to our increase live span.
I'm only talking about this because I don't want to die, ever.
Twenty years from now, technology will be light-years ahead. But besides that, most of my good friends and best relatives are dead. I really don't want to join, ever.

I'm not sure what that means...who'se god, who believes in God these days.
Let me say this...in all of the worlds intracasies, with all of life's secrets, how can we not believe there's a designer.

Remember thats it is no longer what you can do, it's how well you are liked.
That's the key.

Here, I splat out words thats probably meaningless to most people. To some, its a chance to say something. This is my chance to make a difference.

A paradox is a structure that ends where it begins, like the beginning of a circle.
A paradox is life.
Why should we be necessary to this world. Viruses retain their memories from life time to life time. They infect an absorbent cell. They have no means to reproduce. They just infect. They are the retaineres of the secrets of life.

Ever get stuck on a phrase? The truth is a lie yet discovered.
I love you means that some day I'll hate you.
Someday, never comes!
God is love! And he'll strike you down in hell fire if you don't worship him!
Ya know what I especially love about this life...it's my dog. Squirt loves me unconditionally. He's right here at my feet, right now. He doesn't care that I'm simi-wasted. He's just there, giving me his all.
Most of the people I know now are wonderful
Of all the people I know now, there's only a few that I object too. Even they aren't that bad. They mean good. And, well, isn't that all that counts. Nobody's so smart that they predict how things will fall once an item is laid down.
I think that if we try to do good, without telling everyone that your neighbor Mrs Brown needs to be HUNG
Then you're on the right track! **smiles**

Becky's mom brought Dustin and Jennifer over, then she picked them up four hours later. That was GREAT! I didn't want to be out there driving around.
Robert said Joy's dad (or granddad) wrecked Robert's truck
Uh Oh! That's incredibly bad news. I mentioned quietly destroying the vehicle (like most people do), but now, that's not possible unless the whole thing is totally demolished. sheesh.
I did something terrible.
Robert asked me if he could use my truck. I turned him down. My reasons were thoroughly selfish. Self preservation should be at the top of anyone's list. Giving should be second. If giving is first, then you've got to have faith in God to take care of you. I can't rely on God myself. I just think he acts through me.

I've got to say this!
My dreams about going north, when the roads run out...when I'm at the worlds freezing point is not about me committing suicide...it's about self preservation.
I believe, in 20 years or so, science will have the ability to raise the dead. I would want to be one of exceptional people. You don't get that way by being a meter reader. You get that way by being exceptional or different.
Think about it...why would future society dig you up?

Mike, Becky, Sonny, Joy, Robert, Cheryl, Jan, Rob, Timmy...all you guys
The world works on momentum.
100 years, nothing will matter, except for the way we care about each other.
These moments are so special! Thanks for being in my life!

Mike spent the day with us. Never mind, that I had a few drinks on Wednesday and have to drink to avoid a seizure...never mind that thats just the way it is.
I loved the day because Mike was here. He's just a simple, but beautiful person! So kind. Totally generous. He's just a good man. Like the man I hope I'll be some day.
I've padded my world with people like Mike.
They aren't rich. They aren't exceptional by national standards. They are special by my standards. These are the people I didn't have time for back when I was so busy building a career.